Asset-tiered. Annual. Honest.

Yes — 30 days, full product access, all features, no credit card required for Starter and Core tiers. If you don't save a night of board prep in your first cycle, you don't pay. Growth and Enterprise tiers run as paid 60-day pilots with white-glove onboarding included.

We pull your asset size automatically from your most recent NCUA 5300 — it's public data and we already have it. You're billed at the tier matching that number. If you cross a threshold mid-year, we don't true-up until renewal.

Yes — toggle above. Monthly is ~17% more expensive than annual. Most CUs prefer annual + ACH for budgeting purposes, but credit card monthly works for self-serve sign-ups.

Every captain gets the full product — not a watered-down "viewer" role. They approved the investment; they deserve real product access. Starter includes up to 7 captains; Core and above are unlimited.

Credit card and ACH via Stripe are the primary methods. Invoicing is available on request for Core and above — typical for finance teams that prefer net-30 PO workflows. Just check the box at signup or email accounts@helmxp.com.

Yes. If your CU is a member of a participating credit union league, you qualify for a 10% discount on Starter and Core tiers. Enter your league at signup.

Annual contracts auto-renew but can be cancelled with 60 days' notice before renewal. Monthly is month-to-month with no commitment. If you cancel, we export all your data for you — it's yours, not ours.